RS Software Company Profile: Products, Promoters and Clients

Question 1: What are the products and services of RS Software?

R S Software (India) Ltd is an Indian company that creates, tests, and maintains software for clients worldwide. It focuses on software solutions for the electronic payment industry, serving clients in the USA and other regions. It also licenses software products and platforms both internally and externally. Additionally, the company provides services like health checks and professional consulting. R S Software serves multiple sectors, including networks, processors, banks, merchants, payment service providers, and national payments infrastructure. Here are some of their key products and services:

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1. RS RealEdge™: A third-generation real-time payment product designed for central payment infrastructure, facilitating faster and more secure transactions.

2. RS DigitalEdge™: A platform that offers payment APIs to modernize and streamline payment processes for financial institutions and businesses.

3. RS Bill@Edge™: An electronic bill presentment and payment (EIPP) solution that enables real-time bill presentment, payment, and reconciliation, creating a network effect by connecting consumers, businesses, and financial institutions in a seamless ecosystem.

4. Payabbhi® is a tool for Payment Service Providers (PSPs) to modernize payment acceptance and acquisition, improving efficiency and user experience.

5. RS IntelliEdge™: A fraud and risk management product that uses AI and machine learning to detect and prevent real-time fraudulent transactions across multiple payment channels.

6. RS SettleEdge™ is a product focused on clearing and settlement, designed for real-time clearing and high-frequency settlement.

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7. Payment Platform as a Service: This service helps Indian banks connect to the Unified Payments Interface (UPI) and Bharat Bill Payment Solution (BBPS), supporting payment modernization.

Question 2: Who are the promoters of RS Software?

1. Raj Jain - Chairman and Managing Director

Raj Jain, under, under RS Software, has over thirty years of experience in the IT industry. He has been instrumental in establishing RS Software as a global leader in payment solutions. His vision and leadership have driven the company to achieve significant milestones, including developing the UPI platform in India.

2. Moinak Guha - Chief Financial Officer

Moinak Guha has a rich financial background and has been with RS Software for over a decade. He oversees the company's financial strategy, planning, and operations and ensures robust economic health and regulatory compliance.

3. Sushma Rajagopalan - Executive Vice President, Digital

Sushma Rajagopalan brings extensive experience in digital transformation and innovation. She leads the company's digital initiatives, focusing on leveraging new technologies to enhance payment solutions and drive business growth.

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4. Arijit Roy - Senior Vice President, Global Sales

Arijit Roy has over 20 years of experience in sales and business development. He heads the global sales team, driving the company's market expansion and client acquisition strategies. His expertise is building strong customer relationships and delivering value through innovative solutions.

Question 3: Who are the clients of RS Software?

1. Visa - RS Software has delivered mission-critical core payment systems for Visa, one of the world's largest card networks.

2. National Payments Corporation of India (NPCI) - RS Software exclusively built the Unified Payments Interface (UPI), Bharat Bill Payment System (BBPS), and Enterprise Fraud and Risk Management (EFRM) platform for NPCI, which are significant digital payment infrastructures in India.

3. P27 Nordic Payments Platform (NPP): RS Software is involved in building the real-time payments infrastructure for the P27 initiative, a project by the most prominent Nordic banks to create a cross-border payment system in Europe.

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Written by - Vedant Bohat