Ad Manum Finance Ltd. Company Profile: Products, Promoters and Clients

Question 1: What are the products and services of Ad Manum Finance Ltd.?

Ad-Manum Finance Ltd. is an Indian company that provides financial services. It mainly offers loans and financial solutions, especially for vehicle financing. Here’s a simple list of the products and services offered by Ad-Manum Finance Ltd.

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1- Vehicle Financing

• Commercial Vehicle Loans: The company offers loans for commercial vehicles such as trucks and buses. This service is for people and businesses in transportation and logistics.
• Passenger Vehicle Loans: Passenger car financing options include loans for people who want to buy new or used cars.
• Two-Wheeler Loans: The company offers loans for buying two-wheelers, such as motorcycles and scooters, to help customers get affordable personal transportation.

2- Asset Finance

• Equipment Finance: The company provides financing for purchasing industrial and agricultural equipment. This service allows businesses to buy machinery without paying all at once.
• Machinery Loans: These are loans specifically for buying machinery, mainly for manufacturing and industrial businesses.

3- Loan Against Property (LAP)

• Mortgage Loans: Ad-Manum Finance Ltd. provides loans using property as collateral. Individuals and businesses can use their homes or commercial buildings to secure money for business growth, paying off debts, or other personal financial needs.

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4- Personal Loans

• Unsecured Personal Loans: These loans are often given to people without needing collateral. They depend on credit score, income, and repayment ability. Customers can use the money for medical emergencies, education, or travel.
• Secured Personal Loans: Secured loans allow customers to use their assets or property as collateral. It helps them get larger loan amounts or better terms.

5- Business Loans

• Working Capital Loans: These loans help businesses meet short-term needs, such as buying inventory, paying employees, or covering urgent expenses.
• Term Loans: Business term loans have set repayment plans. They are commonly used to grow a business, purchase new assets, or invest in infrastructure.

6- Insurance Services

• Vehicle Insurance: The company offers complete insurance for financed vehicles. This protects them from accidents, theft, and other damage.
• Property Insurance: Insurance products for mortgaged properties offer protection against risks like fire, theft, and natural disasters.

7- Fixed Deposits and Investment Products

• Fixed Deposits (FDs): Ad-Manum Finance Ltd. offers fixed deposit plans with attractive interest rates for customers looking for safe investments.
• Investment Advisory Services: The company gives simple investment advice to help clients manage their money and make smart investment decisions.

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8- Leasing Services

• Vehicle Leasing: Businesses and individuals can rent vehicles from the company. It gives them flexibility without having to own the vehicles.
• Equipment Leasing: Leasing solutions let businesses use industrial and agricultural equipment without buying it.

9- Microfinance

• Microloans: Small loans help individuals and small businesses, especially in rural and semi-urban areas, to encourage entrepreneurship and financial inclusion.

10- Consumer Durable Loans

• Electronics and Appliances: Financing for home electronics and appliances, such as refrigerators, TVs, and washing machines.
• Furniture Loans: Loans for buying home furniture help customers improve their living spaces with easy repayment options.

11- Documentation and Advisory Services

• Loan Documentation Assistance: The company helps you complete and submit the necessary paperwork for getting loans, making the process easy and stress-free.
• Financial Advisory: They help customers choose the best loan products for their financial needs and repayment ability.

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12- Repayment and Restructuring Services

• EMI (Equated Monthly Instalments) Plans: Customers can choose EMIs to repay their loans in easy monthly payments.
• Loan Restructuring: If borrowers face financial trouble, the company provides restructuring options to help them manage repayments better.

13- Corporate Finance

• Project and Corporate Debt Financing: Financing for big projects like building infrastructure or expanding businesses. Loans and financial tools for large companies that want to raise money through debt.

14- Customer Support and Digital Services

• Online Loan Application: Customers can apply for loans and track their applications on the company's digital platforms. A customer service team is ready to help with any questions or concerns.

Q2. Who are the Promoters/Management of Ad Manum Finance Ltd?

The promoters of AD Manum Finance include vinod kumar agarwal, Neena devi agarwal, Tapan agarwal and Vinod kumar agarwal huf. Dharmendra Agrawal is the Whole-Time Director and Chief Executive Officer of AD Manum Finance Ltd.

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